On the basis of data processing and testing and introducing the actuarial theory for life insurance, the author establishes a normal - loss model to explain the loan loss rate.
在数据整理和检验的基础上,借鉴寿险精算的生命模型思想可以建立"正常—损失"模型,进而实现对贷款损失率的解释;借鉴非寿险准备金测算的方法,可以采用链梯法测算商业银行短期贷款业务应提取的贷款坏账准备金数额。
Chinese commercial banks have made preliminary explore on the mechanism innovation of credit portfolio management, but they still need to learn from international experience and tools to establish themselves credit portfolio management mechanism on the basis of loan trade.
中国商业银行在信贷资产组合管理机制创新方面已有初步的探索和研究,但还需要借鉴国际经验和工具,以贷款交易为基础逐步形成信贷资产组合管理机制,其具体模式可以从基础的交易产品开始,包括贷款参与、贷款更新与贷款转让。
Loan Risk-Premium,Loan-loss-provision and Forecasting provisioning;
风险溢价、预期损失与预测贷款损失准备金
A Study on Tax Policy of Loan Losses in Commercial Bank in China;
我国商业银行贷款损失税收政策研究
Study on the Loan Loss Provision System of China's Commercial Banks
我国商业银行贷款损失准备制度研究
Study on Drawing Loan Loss Provision and Methods for Commercial Bank Regulation;
贷款损失准备金计提与商业银行监管方法研究
Researches on the Accounting Policy and Practice of Loan-loss Provision;
银行贷款损失准备金会计政策与实务研究
The implication of new accounting rules on loan loss provisioning of commercial banks;
新会计准则对商业银行贷款损失准备的影响
Loan Loss Provision: Conflict and Coordination of Accounting and Regulation Rules;
贷款损失准备:会计与监管规则的冲突和协调
A Study on Provisioning for Forward-looking Loan Loss in the Banking;
银行业前瞻性贷款损失准备金计提方法的研究
Efficiency Analysis of Loan Loss by Provision China s Commercial Banks;
我国商业银行贷款损失准备的效率分析
A theoretical Analysis and International Comparison of Tax Treatment of Bank Loan Loss;
银行贷款损失税收待遇的理论分析与国际比较
On Handling the Predrawing of Commercial Bank s Loan Loss Provisions through Accounting;
商业银行贷款损失准备计提的会计处理
An International Comparison of Tax Treatment for Loan Losses and Its Use for Reference;
银行贷款损失税收待遇的国际比较及启示
Research on Bank Loan Loss Provision and Its New Trends
银行贷款损失准备计提及其新趋势研究
Loan-Loss-Provision,Capital Adequacy Regulation and Bank Financial Performance
贷款损失准备金、资本监管与银行财务绩效
The system of the loan reserve for bad debts is universally adopted by the commercial banks to offset the bad debt loss of loans.
贷款呆帐准备金制度是国际上商业银行普遍采用的弥补贷款损失的制度。
Loan sales, loss of interest owing on the loan?
贷款买房，提前还贷损失利息吗？
This paper introduces the measure of computing the loan portfolio loss.
本文介绍贷款组合损失的计算方法。
Uncertainty exists as to the amount of loss, if any, associated with this loan.
与这项贷款相关的损失金额以及是否有损失都存在不确定性。