Through the equation of balance sheet between assessment and debt, this paper reformulates the function with two stochastic process of credit risk and interest rate risk under the full consideration of the profile of the losses of bad debts of the commercial banks, deduces the function of loan rate under the maximum utility of profit margin of commercial banks.
在充分考虑了商业银行贷款中非正常贷款的本息损失的基础上,根据商业银行的资产负债平衡表等式,重新构造了商业银行在信用风险随机变化和利率风险随机变化下利润效用的泛函,求导了商业银行利润效用最大时的放款利率函数,应用贝叶斯估计分析了商业银行增加风险规避程度时其放款利率的变化,将风险规避程度从比较弱而难以产生直觉上有吸引力的Arrow-Pratt风险规避程度提高到更强Ross风险规避程度,指出在充分考虑商业银行的风险损失和风险成本时,风险规避程度较高的商业银行将采用更高的放款利率。
Kincheng's business of loan and investment developed rather rapid among its contemporaries.
金城银行的放款、投资业务是同时期的华资银行中发展比较快的一家。
loan under hire purchase agreement
分期付款购货合同放款
The length of time you will lend, or go into a deal,
放款期限的长短或放款是否要放
call loan: a loan on a demand Basis
通知放款,活期放款:根据需求发放的贷款。
commercial bank discount and loan
商业银行贴现及放款
loan and bill discounted account
放款及贴现票据帐户
Madrid interband offered rate
马德里银行间放款利率
Kuwait Interbank Offered Rate (KIBOR)
科威特银行间放款利率
london interbank offered rate
伦敦银行间拆放款利率
LIBOR(London Interbank Offered Rate)
伦敦银行间拆放款利率-
lending focus on rural development
集中于农村发展的放款
packing credit
打包放款,包装信用证
When the borrower issues securities to the lendner, both parties benefit.
当借款人向放款人发放债券时，双方都从中获利。
No, of course they won't. The main part of a bank's business is investment. Subscriptions to bonds are investments of one kind.
银行的业务以放款为大宗，认购公债也是放款之一种；
The original issuer of securities is referred to as a borrower, and the purchaser is referred to as a lender.
有价债券的最初发放人被称为借款人，购券者被称为放款人。
amount due from banks
存放银行同业的款项
One could deposit and lend securities.
他们可以存款放债。
fixed penalty for parking offences
违例停放车辆定额罚款
deposit of securities as security for a loan
存放证券作为贷款抵押