According to MIA1906,the right of subrogation shall prevail if it is a full insurance and they shall be satisfied pro rata if it is a under insurance.
根据MIA 1906规定,在足额保险的情形下,保险人的代位求偿权优先;在不足额保险的情形下,保险人与被保险人应按比例分摊第三人的赔偿额。
Therefore,it is necessary to establish legal joint credit on the principle of priority to insurant to demonstrate the intention of insurance in underinsurance.
保险代位求偿权这一看似合理的制度在不足额保险下遇到了行使上的障碍。
According to MIA1906,the right of subrogation shall prevail if it is a full insurance and they shall be satisfied pro rata if it is a under insurance.
根据MIA 1906规定,在足额保险的情形下,保险人的代位求偿权优先;在不足额保险的情形下,保险人与被保险人应按比例分摊第三人的赔偿额。
Theory on the Insurance Subrogation and its Exertion in Under-insurance;
保险代位权在不足额保险中的行使——对被保险人优先原则的质疑及比例原则的建立
Mode Selection and Program Dependence of the Exercise of Subrogation Right in Underinsurance
不足额保险下代位求偿权行使的模式选择与程序依赖
reinstatement clause [life insurance]
补足保额条款[寿险
insurance value
保险价值保险额保险值
The social insurance amount that labourers are entitled to, must be timely paid in full.
劳动者享受的社会保险金必须按时足额支付。
and shall pay social insurance premiums in cash and in full amount after being verified by the social security agencies.
经社会保险经办机构核定后，以货币形式足额缴纳社会保险费。
income option policy
可选择保险额的保险
Major medical@ insurance policies
“巨额医疗费保险”
The percentage for which insurance cover must be effected may be increased to provide the amount of cover stipulated in the credit or these articles.
必须投保的保险金额的投保比例可以增加，以满足原信用证或本惯例规定的投保金额。
So the quality of insurance product is mainly reflected that the insurant can get sufficient compensation timely when an accident happens .
因此 ,保险产品质量主要体现在当保险事故发生时被保险人能够及时获得足额的赔付。
The percentage for which insurance cover must be effected may be increased in such a way as to provide the amount of cover stipulated in the original Credit, or these Articles.
必须投保的保险金额比例可以增加,以满足原信用证或本惯例规定的保额。
additional expense-strike
罢工险额外费用保险
additional expense-war risk
战争险额外费用保险
The proportion of an insurance risk assumed by a particular underwriter or company.
保险额由特定保险人或保险公司在保险中承担的险额
Approval of Value Clause
保险金额和估值条款保额
The extra premium Incur be to be pay by the buyer .
额外保险应由买方负担。
excess of loss reinsurance
超额损失合约再保险
What is the sum assured?
人寿保险额是多少?